Insurance/MOT

[steven]

Hi,
I have just re-newed my insuarnce for my LC with Footman James today.
I asked on the phone while speaking with them about the MOT exemption ,now my LC is 40 years old.
She said, if the law doesnt require you to have an MOT, then neither does Footman James, but, if there is a claim and it is found that the vehicle was not roadworthy then, it will affect the claim.
She said lots of their customers do the voluntery MOT thing, and that it is your responsability to keep it roadworthy.
Steven.

[midlifecrisisrd]

That's how I understood it

DVLA do say although it doesn't need an mot it is your responsibility to make sure it is road worthy

Steve

[cbm]

My Company, RH Specialist Ins, said exactly the same.
The not roadworthy bit works just the same whether the vehicle is MOT exempt or not, an MOT in that sense is only relevant at the time it's issued really. 

[rigga]

Sept 1, 2020 17:14:43 GMT 1 cbm said:

an MOT in that sense is only relevant at the time it's issued really. 

Always been the case.

[chrisg]

Sept 1, 2020 19:55:36 GMT 1 rigga said:

Sept 1, 2020 17:14:43 GMT 1 cbm said:

an MOT in that sense is only relevant at the time it's issued really. 

Always been the case.

Even with an MOT, if your bike is un roadworthy it can affect the outcome.