insurance for hybrid

[hrc43]

I'm nearly finished with my hybrid build (rgv swinging arm and forks)and i'm looking to insure it was wondering whether its worth telling them or just insuring it as a standard lc and can anyone recommend a good company and will they need an engineers report.cheers

[dusty350]

Hi
Personally, I would tell your insurers of any mods you have made. Insurance companies will wriggle out of any claims they can, and non disclosure of modifications, especially suspension changes, will make it really easy for them to leave you high and dry. I use Peter James Insurance, and they happily quoted on a "Q" plate 350lc, so they may be worth a call - 0121 506 6040.
I know it's tempting not to disclose mods, but better safe than sorry.

Dusty

[watchhislegs]

I'd agree with the above. peter James insured me on a weird jap import with different forks. good price, seems like a good company. hardly anyone else would touch me and I've got a full clean licence with max ncd.

[midlifecrisisrd]

Mine is done through ebike

some say a pain to deal with as online only but if I have emailed them I get an answer same day and if they needed to talk the supplied a phone number.

On the mods page there is some basic descriptions, they do not ask for exact details.

Mods are described as things like wider wheel, upgraded brakes, upgraded forks etc.

11 mods on my ypvs and no problem.

Steve

[hrc43]

cheers guys i tried carole nash they wanted £380 fully comp so went to a local high street broker and got it for £135 fully comp on a classic policy with all the mods and my lc club membership .thanks for the advice glad i told them about the mods was only 40 quid dearer

[trancey]

Be clear about what you have done or they'll have you if you get in bother